Title insurance insures against loss sustained by an insured due to the condition of title being other than as insured. The beneficiaries of title insurance policies generally are real estate buyers and mortgage lenders. A title insurance policy protects the named insured against title defects, liens and encumbrances existing as of the date of the policy and not excepted from coverage. For a one-time premium, the policy remains in effect until the property is sold or refinanced.

The experience of our title personnel is one of the qualities which sets us apart. Whether you are dealing with a sale or loan on residential property, a commercial transaction or are in need of a guarantee for legal proceedings, the Title Department is ready to serve.

Understanding Title Insurance